LUMENOR Finance
Tools and systems
Concrete systems to run your personal finances, analyze your investments and put your money to work — built to be used, not just admired.
26 products created · Available in Canada and the United States · Over 800 pages of published books · Over 1,000 hours of development
★★★★★ « …on a été en mesure de calculer des dépenses qu'on oublie souvent: taxes, frais de notaire, inspections, ameublement, déneigement, entretien et autres. » — Genevieve Giroux, Chalet Buyer Kit · Review in French · Read the full review
Catalog
All Finance tools
Chalet Buyer Kit — Quebec Edition
The true cost of a Quebec cottage, before you sign: exact 2026 transfer duties, cash needed at closing, real annual and per-weekend cost, a 5-chalet comparator, estimated rental income and a reinforced visit checklist. French-language tool, built for Quebec rules.
$49.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
12-Month Cash Flow Planner PRO
See your cash crunches coming: your bank balance projected month by month over 12 months, with your real collection and payment timing, liquidity alerts and stress scenarios.
$99.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
Financial Command Center — Ultimate
Your personal financial command center: budget, savings, debt, investments and net worth, run from a single dashboard.
$99.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
Real Estate Deal Analyzer Pro
Great deal or money pit? Enter a rental property's numbers: instant verdict, live NOI, cap rate and cash flow, maximum offer price, stress test and 5-year projection.
$69.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
Deal or No Deal
Test your investor's eye: a property flashes up — price, rent, taxes, mortgage — and you have 30 seconds to decide BUY IT or PASS. The real cash flow is revealed after, calculated just like in the Deal Analyzer.
Free
Version française : Deal ou Pas Deal
Lumenor AI Coach — Premium
A structured financial coach in a workbook: diagnostics, action plans and tracking to progress step by step toward your goals.
$49.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
Opportunity Vault — Business Builder Ultimate
100 analyzed business opportunities, business models, viability scoring, financial scenarios, a 12-month action plan and built-in CRM.
$69.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
Wealth Diagnostic Kit
Photograph your financial situation in one session: assets, liabilities, income, risks — and walk away with a clear picture.
$14.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
In pictures and on video
The Financial Command Center, for real
Bundles
Go further, for less
Financial Freedom Pack
The US-edition essentials bundled: Financial Command Center, AI Coach and both LUMENOR books — take control of your personal finances.
$149.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
Lumenor Complete Collection
The entire LUMENOR arsenal in a single purchase: ERP, Maple Pro, Financial Command Center, AI Coach.
$599 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
LUMENOR ESSENTIAL COLLECTION
Six premium tools and books: Deal Analyzer Pro, Financial Command Center, AI Coach, both books and the Opportunity Vault.
$249.95 US
Covered by our 14-day policy — full refund if the file is defective, incompatible with Excel or not as described.
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